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Fee Structure

PictureLock uses a transparent, contractor-friendly fee model. Contractors receive 100% of their set price. Processing fees are added on top and paid by the client. PictureLock does not charge a platform fee.

How It Works

1

Contractor Sets Price

The contractor sets their price for a video or milestone. This is the "Video Price."

2

Fees Added On Top

Processing fees are calculated and added to the client's total. The contractor's price is never reduced.

3

100% Payout

The contractor receives the full Video Price with no deductions. Zero fees taken from the contractor.

4

Transparent Breakdown

Before paying, the client sees a clear breakdown: Video Price + Processing Fee = Total.

Fee Schedule

US Credit/Debit Card

2.9% + $0.30

Standard rate for cards issued in the United States.

International Card

3.9% + $0.30

Rate for cards issued outside the United States.

Currency Conversion

+1.0%

Applied when payment currency differs from settlement currency.

ACH Bank Transfer

0.8%, capped at $5.00

Direct bank debit. No fixed per-transaction fee. Processing fee capped at $5.00.

Instant Payout (optional)

+1.5%

If the contractor chooses instant payout, this fee is added to cover the expedited transfer.

Calculation Formula

Card Payments

Total Charge = ceil( (Video Price + $0.30) / (1 - Processing Rate) )

Where:

Processing Rate = Card Rate + FX Rate (if applicable)

Card Rate = 2.9% (US) or 3.9% (International)

FX Rate = 1.0% (if currency conversion needed)

ACH Payments

Total Charge = Video Price + Processing Fee

Where:

Processing Fee = min(Total Charge x 0.8%, $5.00)

No fixed per-transaction fee

Example Fee Tables

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Client Disclosure

When you make a payment on PictureLock, you will see a breakdown of charges before confirming your payment:

  • Video Price — the amount that goes directly to the contractor
  • Processing Fee — covers payment processing costs

The total amount charged to your payment method is the sum of these two items. The contractor receives the full Video Price with no deductions.

Contractor Disclosure

As a PictureLock contractor, you receive 100% of the price you set for your videos and milestones. PictureLock does not deduct any fees from your payout.

Processing fees are paid by the client as an addition to your set price.

If you choose Instant Payout to receive funds immediately (instead of the standard 2-business-day settlement period), an additional 1.5% fee is added to the client's total charge to cover the expedited transfer cost.

PictureLock Payment Fee Structure — Last updated June 2, 2026